Heather is a MAP-Approved underwriter and has over 25 years of experience originating, underwriting, processing and closing FHA insured transactions. Prior to joining CMI, Heather worked as a Vice President at Tavernier Capital Funding from 2010-2018, as a Vice President at Capmark/GMACCM from 1994 to 2009 and as a Loan Analyst at Independence One Mortgage Corporation from 1991 to 1994. Her primary responsibility at CMI is underwriting FHA insured multifamily and healthcare mortgage applications submitted to HUD field offices nationwide. During her career, Ms. Orlowski has closed over $350 million in FHA loans and is experienced in almost all FHA Insurance Programs including 221(d)(4), 221(d)(3), 220, 232, 223(f), 223(a)(7), 231, 236-decoupling, 202 refinance, 202 consulting, 241-Supplement and the 241(f) programs. Ms. Orlowski holds a Bachelor of Arts degree from Michigan State University and is a member of the Michigan Mortgage Bankers Association. She has completed numerous MAP and LEAN training sessions conducted by the Department of Housing and Urban Development.