Creating Lasting Partnerships is our Highest Priority


Specialize in HUD & USDA Financing


High-Touch Customer Service Aimed at Continuity


Strategic Decision-Making


Integrated, Experienced Team

Centennial Mortgage is a privately held results-driven lender providing proactive, end-to-end solutions exclusively for multi-family and healthcare owners/developers seeking HUD and USDA financing. Our approach is delivered with a high-touch level of customer service found only with a specialized lender.

Our team is highly integrated, working across disciplines – collaborating with all partners and advocating tirelessly to make the loan happen. We then seamlessly service each loan, ensuring continuity, stewardship and peace of mind. Our expertise, in-depth knowledge and invaluable experience regarding the nuanced complexities of securing HUD and USDA financing consistently result in one of the industry’s highest loan approval rates.


How the Company Started

In 1975, Centennial Mortgage, Inc. was founded in Kansas City, Missouri and subsequently moved to South Bend, Indiana in 1986. From its inception Centennial has been providing capital through various U.S. Department of Housing and Urban Development (HUD) insurance programs. In the early 2000’s Centennial was awarded a license to participate in the U.S. Department of Agriculture (USDA) insured loan programs including the 538 Multifamily program. This USDA license allows Centennial to provide premier service to all rural areas in addition to the traditional urban and suburban markets we have been serving for over forty-five years.

From the beginning Centennial has been owned and managed by people that have property development and ownership experience in addition to experience in banking and finance. This is still true today as Matthew Kane, the owner and President of Centennial, was originally a Centennial client who saw the advantages of financing projects utilizing the HUD insurance programs.  Mr. Kane’s experiences as both a mortgagor and mortgagee inform our internal processes and provide insight into Centennial’s well-earned reputation for making the HUD and USDA loan programs accessible for our developer/owner clients.

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