Centennial Mortgage is a privately held results-driven lender providing proactive, end-to-end solutions exclusively for multi-family and healthcare owners/developers seeking HUD and USDA financing. Our approach is delivered with a high-touch level of customer service found only with a specialized lender.
Our team is highly integrated, working across disciplines – collaborating with all partners and advocating tirelessly to make the loan happen. We then seamlessly service each loan, ensuring continuity, stewardship and peace of mind. Our expertise, in-depth knowledge and invaluable experience regarding the nuanced complexities of securing HUD and USDA financing consistently result in one of the industry’s highest loan approval rates.
In 1975, Centennial Mortgage, Inc. was founded in Kansas City, Missouri and subsequently moved to South Bend, Indiana in 1986. From its inception Centennial has been providing capital through various U.S. Department of Housing and Urban Development (HUD) insurance programs. In the early 2000’s Centennial was awarded a license to participate in the U.S. Department of Agriculture (USDA) insured loan programs including the 538 Multifamily program. This USDA license allows Centennial to provide premier service to all rural areas in addition to the traditional urban and suburban markets we have been serving for over forty-five years.
From the beginning Centennial has been owned and managed by people that have property development and ownership experience in addition to experience in banking and finance. This is still true today as Matthew Kane, the owner and President of Centennial, was originally a Centennial client who saw the advantages of financing projects utilizing the HUD insurance programs. Mr. Kane’s experiences as both a mortgagor and mortgagee inform our internal processes and provide insight into Centennial’s well-earned reputation for making the HUD and USDA loan programs accessible for our developer/owner clients.
Centennial Mortgage maintains origination, underwriting, and servicing offices across the country — because HUD and USDA financing demands a lender who is present, responsive, and deeply engaged at every stage. Our offices span from coast to coast, serving multifamily, healthcare, and senior housing owners and developers in all 50 states.
No matter where your project is located, you benefit from the same high-touch service, specialized expertise, and integrated team approach that has distinguished Centennial Mortgage since 1975. We don’t just originate your loan — we service it too, ensuring continuity, stewardship, and peace of mind from concept through closing and beyond.
A specialized lender with a national reach. That’s the Centennial difference.
Contact us to connect with the office nearest you.