Currently the surge in Covid-19 cases is being offset by an optimism in vaccines that could end the pandemic. The optimism is gaining traction as the worlds equity markets are up a record 13% in November. Despite the growth in the stock markets, the 10 year treasury rate fluctuated in a very narrow band last week. For example, the 10 year treasury rate today is .84% which is close to last Monday’s (November 23, 2020) .85% rate.

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